About our company

What We Do

Helping Lead Small Business Owners onto the Path of Success

As a small business owner herself for over 30 years in various industries, Rose has a good understanding of the challenges and obstacles most entrepreneurs face during startup and in their various stages of growth. She has developed a process of goal setting, accountability and business planning that has helped many businesses owners not only succeed but find satisfaction and a renewed sense of passion in their business. Here are the various services she offers to help her clients succeed:

  1. Business Plan Development
  2. Business Budgeting and Financing 
  3. Goal Setting & Accountability
  4. Marketing Plan
  5. Employee Seminar Classes

Our services

Business Plan Development

Rose offers a unique process to develop a customized plan for defining realistic goals and determining the time, investment and resources needed to achieve those goals.

Budgeting & Financing

After a detailed and comprehensive review of your business expenditures and income, she establishes a realistic financial budget for the short-term (month to month) and long-term (yearly). She also offer Personal budgeting and planning.

Goal Setting & Accountability

Whether your goals include your financial health, improved productivity or taking your business to the next level, she develops a plan towards your ultimate goal by breaking it down to a logical series of smaller more easily attainable steps that lead you progressively towards your path of success.

Marketing Plan

Marketing can be overwhelming for any business owner as the various channels (digital, print, network, social and content marketing) reach different target audiences and product niches. She will take all these applicable channels and develop a comprehensive plan that fits your budget and schedule.

Employee Seminar Classes

Rose offers business planning, small business consulting and training seminars to equip business owners and their teams with the tools and skillsets to develop a strategy towards success.

Business Support

Over 30 years, Rose has gathered much experience in the entrepreneurial world, as well as learned many lessons on how to grow and run a business more effectively. Thus, she has a passion to help fellow small business owners by sharing my insight and strategies for success.

“Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don’t quit.”

Conrad Hilton


30 years’ of experience in the Small Business World

As a small business owner, I have a passion to help others succeed.

Rose was born in the Chesapeake Bay area of Maryland, where she was named ” First Female Oyster Diver on Kent Island Maryland” in the 1970’s. She also built a 28 foot Cabin Cruiser and traveled the Intercoastal Waterway from Maryland to Florida in 1979. She then moved to Florida, where she lived for 31 years, and November 2010, she moved to Madison County of Kentucky, where she has been a valued asset for Downtown Richmond.

Rose has over 30 years’ experience in the banking and financial industry, as a financial adviser, mortgage loan originator and bank manager, so she understands not only the application process for small business owners, but she is well versed in preparing the documentation and developing a customized financial and risk assessment plan, as well as a realistic budget for the qualification process.

For over seventeen years, Rose was also in the retail industry as the owner and operator of a dry dock marina as well as a golf and tennis store in North Port, FL. She had served on the Economic Development Committee for several years, with the goal of bringing new business into North Port, as well helping their existing business owners thrive. As a local business owner, she also served that community as a past president for the North Port Area Chamber of Commerce, as well as a hard-working volunteer for their local farmers market.

Likewise, she has been very involved in Madison County, KY since her move in 2010, as she proudly served as the Downtown Main Street Coordinator for almost five years, and still volunteers in several Downtown events and programs. As the Main Street Coordinator, she worked tirelessly to support Downtown Richmond through local beautification efforts including the Main Street Clean Sweep projects ans well as the Fire Hydrant Art project. In her role as Coordinator, she promoted and supported local businesses through the establishment and promotion of the Downtown Richmond Farmers’ Market, Jammin’ on Main, Family Fun & Fitness, and various downtown holiday festivals. She felt privileged to serve as an advocate and ‘listening ear’ for the downtown business owners, working hard to address their concerns.

Rose has served in some form of a leadership role all of her professional life, but has enjoyed helping friends and local business owners with advice, tips and strategies on building their business in her free time. Since recently retiring from the banking industry, she longs to put her knowledge, experience, energy and passion to use through her new venture, Rose Rex & Associates.

Why work with Rose

A Passion for Small Business Success

Her passion is derived from seeing her clients succeed!

There is no greater joy than in the service of others, and Rose’s energy and excitement is contagious especially when she is working with fellow small business owners. She is very hands-on and engaged with her clients, enjoys working with numbers, has excellent organizational instincts and loves the process and accountability of goal-setting. She is also passionate about breaking down goals into smaller, realistically attainable steps along the way, making the process easier for busy, often overwhelmed business owners.

Success is a journey, not a destination. The doing is often more important than the outcome.” – Arthur Ashe

Diverse Skillset working for your Success

Over thirty years in finance, retail and leadership roles working for you!

With 30 years in the banking world, 17 years in retail, and 10 years in community service, Rose has the skillsets, experience, knowledge and practical lessons that any small business owner needs. She will spend ample time with you to discover your goals and intentions in business and in life, so she can develop a customized strategy of success regardless of your revenue, availability or years in business. She treats all her clients as individuals so she does not have a ‘cookie-cutter’ approach to building their business and their brand. She takes her time getting to a full understanding of your goals, resources, advantages and obstacles to develop a plan that works for you, and she’ll be your reliable and dependable guide along your path to success.

The key to realizing a dream is to focus not on success but significance, as then even the small steps and little victories along your path will take on greater meaning.” – Oprah


Working alongside Rose on various boards and events, I can only say no task is too small or too large for her to tackle with passion, energy and excitement. You cannot help but admire her contagious joy in finishing each task with a high level of success and accomplishment. She is driven by her love and concern for her community, her friends and her values.

N.M., Business owner in Lexington KY

“I contacted Rose Rex for consulting. I run a real estate company, AirBnB business and wedding company. I needed help making decision. Rose gave me excellent advice. She helps me recognize strategies to be more successful. She taught me ways to cut costs; she’s always looking for ways to continually improve my businesses. I have become more profitable because of implementing her ideas and suggestions. I highly recommend Rose and value our relationship.”

Laura Carpenter, Business owner in Berea, KY

“Couldn’t imagine a more professional and amazing person to trust with your business needs!”

M.L. Business owner in Richmond KY

“If you really look closely, most overnight successes took a long time.”

Steve Jobs


Monday to Saturday
8am to 9pm


(859) 559-0032